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Saraswat Bank is an urban co-operative banking institution based in Maharashtra, India and operating as a co-operative bank since 1918.〔(【引用サイトリンク】title=India's leading co-operative bank )〕 In 1988, the Bank was conferred with "Scheduled" status by Reserve Bank of India. The Bank is the first co-operative bank to provide Merchant Banking services. The Bank got a permanent license to deal in foreign exchange in 1978. Presently the Bank is having correspondent relationship in 45 countries covering 9 currencies with over 125 banks. In 1992, the Bank completed 75 years. Platinum Jubilee Celebrations were inaugurated on 14 September 1992 and the Bank also crossed the business level of Rs. 700 Crores. It has 267 branches nationwide. The beginning of the 21st century has been a giant leap forward for the Bank. The Bank chose a path of organic/inorganic growth and its pace of growth accelerated .The Bank's total business which was around Rs.4000 Crore in 2000 almost tripled to Rs.15295 Crore in 2007. In the year 2008, the Bank launched a Branding Initiative . The purpose of such an exercise was to reconfirm the thrust of the Bank on its core values, which can be summed up as a "Sense of Belonging". In the last two decades the Bank has witnessed a steady growth in business and also taken several Strategic Business Initiatives such as undertaking Business Process Reengineering initiative, merging seven Cooperative Banks and then consciously nurturing them. The Bank tied up with VISA International for issuance of Debit Cards. The Bank has also successfully launched RuPay EMV Debit Card during the year 2013-14. The Bank was the first to achieve this mile stone in respect of RuPay EMV Card along with Bank of Baroda. In 2011, the Bank was granted permission for All India Area of Operation by Reserve Bank of India. The Bank has an ambitious business expansion plan in place to have a presence in all major cities of the country, and to reach a business levels of Rs. 50,000 Crores by 2016 and Rs. 1,00,000 Crores by 2018 respectively. The Bank has a network of 267 fully computerized branches as on 31 March 2014 covering six states viz. Maharashtra, Gujarat, Madhya Pradesh, Karnataka, Goa and Delhi. The Bank provides 24-hour service through ATMs at 205 locations. As on 31 March 2014 the Bank's business had surpassed Rs. 39,000 Crores. The Bank has retained its coveted position as ZERO NET NPA Bank for the tenth successive year. 〔()〕 ==References== 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Saraswat Bank」の詳細全文を読む スポンサード リンク
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